Business & Economy

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{pp}The current economic downturn means that companies are already struggling with slower growth, lower sales and often deteriorating cashflow; the last thing they need is an increase in fraud.
{pp}Imagine cutting R1,2m off your debt? Andre Snyman, managing director of Consumer Assist one of South Africa’s largest debt counselling organisations had a client who “was over-indebted and owed R3 004 985, including his bond. He was paying off R24 400 a month but the interest over the 240 months…
{pp}Visa applications for travellers to the UK will cost the economy R 500 million in the next 12 to 18 months says immigration expert, Leon Isaacson, MD of Global Migration. Not only this, but the process has caused extreme inconvenience to travellers.
Thursday, 16 April 2009 15:47

How Hungry are the Banks?

{pp}Many reports in recent months have blamed the National Credit Act (NCA) and the escalation in interest rates for the ever-increasing number of unsuccessful mortgage bond applications. While these factors do influence consumers that are over-exposed to debt and those in the poorer income group, we have witnessed another phenomenon…
{pp}Having assisted hundreds of clients over almost eight years in procuring property finance, we at Property Factor are often astonished at how even the most learned buyers enter into sale agreements without reading or fully understanding the contents of their contracts. Some buyers believe they are signing a “standard” offer…
Thursday, 16 April 2009 15:32

Priceless Investment Advice

{pp}Imagine a truly successful property investor sharing their secrets with you, talking about the lessons learnt and knowledge gained over 30 years. What wouldn’t you do to pick such a brain? I recently had the privilege of attending a presentation by an astute investor, Ian Fife, who is probably better…
Thursday, 16 April 2009 15:24

How Credit Worthy are You?

{pp}Since 2001, we’ve seen a huge increase in the desire for “bad” credit. This is credit that feeds consumerism and the need for immediate gratification. Methods used in curbing this indulgence have had an adverse effect on the availability of “good” credit (credit used to build assets). Those wanting to…
Tuesday, 14 April 2009 20:50

Security & Business Opportunity

{pp}The police have often said that they need the help of communities all over South Africa. They are calling on our help to make this beautiful country of ours, a better place to live for us and our children. Never before in South Africa has there been the launch of…
Thursday, 09 April 2009 18:18

CREATING GOOD BUSINESS IN THE NEW ECONOMY

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{pp}The buzz words are repeated hypnotically from morning to night in every form of media there is. Radio, TV, Newspapers and Magazines are saying the same things over and over. Words like economic crisis, global economic meltdown, and financial crisis are filling the air. A few days ago on the…
{pp}“Entrepreneurship means growth; in the case of JHI it has meant aggressive growth. It has been my objective throughout my career to seek out opportunities and turn them into concepts that can be implemented.” Commented Marna van der Walt, CEO of JHI, during a discussion regarding entrepreneurship and its importance…
{pp}Further to a press release dated April 6 2009 - JUNIOR DIAMOND MINER READY TO BENEFIT FROM NEW INVESTOR INCENTIVES (the press release), it was noted that some media commentators incorrectly interpreted the intention of the press release.The press release relates to an initiative by the Minister of Finance the…
{pp}Many banks across South Africa are experiencing an increase in approved loan applications; this is of concern to many debt counsellors country-wide. Are the banks doing thorough assessments before granting credit?

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